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FAQs

  1. Can I pay off my purchase early?
    Yes! There’s no penalty for paying early.
  2. How do I make my payments?
    You can make or schedule payments at affirm.ca or in the Affirm app
    for iOS or Android. Affirm will send you email and text reminders before
    payments are due.
  3. Can I return an item I bought with Affirm?
    Yes—you can return an item you bought with Affirm by initiating the
    return process with the store.
  4. Does checking my eligibility affect my credit score?
    No—your credit score won’t be affected when you create an Affirm
    account or check your eligibility. If you decide to buy with Affirm, this
    may impact your credit score. You can find more information in Affirm’s
    customer Help Center.
  5. Do I need a mobile number to use Affirm?
    Yes, you’ll need a mobile phone number from Canada. This helps Affirm verify it’s really you who is creating your
    account and signing in.
  6. Where can I learn more about Affirm?
    You can visit their website at affirm.ca.

To qualify for financing, minimum purchase value of cart must be $50 before taxes and fees. Payment options through Affirm Canada Holdings Ltd.(“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A downpayment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.